Adventure travel insurance available
Pros
- Plans offer great value for the level of coverage
- Most plans cover pre-existing medical conditions
- Medical coverage with high limits
- Proficiency in international medical insurance
Cons
- No Cancel due to work coverage
- Variety can make it difficult to choose a plan
Trawick International Insurance Plans
Based on sales data, the Safe Travels Voyager plan by Trawick emerges as the frontrunner among travel insurance policies. Positioned as a premium option, Voyager boasts an elevated tier of coverage; nevertheless, its pricing remains compelling and competitive, catering effectively to a broad range of travelers.
Safe Travels Voyager
Trawick sets an impressive benchmark with its substantial medical coverage limit, reaching $250,000. For international travel, it is recommended to have a minimum of $100,000 in medical coverage. Additionally, the option to enhance the plan with Cancel For Any Reason is available, although it’s important to note that the hurricane coverage is comparatively less comprehensive.
Safe Travels Explorer
Explorer stands out as Trawick’s economically priced travel protection plan, designed with budget-conscious travelers in mind. This plans covers Trip Cancellation and Interruption coverage. Notably, it provides a substantial Emergency Medical Expense coverage of $50,000, along with an allocation of $2,000 for possible accommodation and lodging expenses, lost baggage coverage, and an array of other essential benefits.
Safe Travels Explorer Plus
Distinguishing itself from the Explorer plan, the Explorer Plus plan adds a notable enhancement: coverage for Pre-Existing Medical Conditions. This coverage applies specifically to plans acquired within 7 days of the initial trip deposit, serving as the primary point of differentiation between these two options.
Safe Travels Journey
The Journey plan builds upon the comprehensive benefits of Explorer Plus, offering extended coverage and an additional perk: coverage for airline ticket exchange fees. Noteworthy inclusions comprise coverage for Pre-Existing Medical conditions, applicable when purchased prior to or within 14 days of the initial deposit. Furthermore, the plan encompasses an elevated Emergency Medical Coverage of $150,000, accompanied by a substantial Emergency Evacuation coverage of $500,000.
Safe Travels Outbound
The Safe Travels Outbound plan is designed as a primary, short-term travel insurance option intended for U.S. citizens and residents embarking on international travel. This plan covers emergency and medical evacuation coverage.
Safe Travels First Class
The Safe Travels First Class plan delivers a substantial $150,000 coverage for medical expenses, complemented by an impressive $1 million in medical evacuation coverage. It also offers baggage loss coverage at $2,000 per person, although with a 12-hour delay requirement before benefits take effect. This plan provides the option to enhance with “Cancel for any reason” upgrades and includes missed connection coverage, applicable to tours and cruises, following a three-hour delay.
Safe Travels Single Trip
Trawick’s Safe Travels Single Trip plan is designed to provide comprehensive coverage for a singular journey. It extends up to $75,000 in medical coverage and ensures a substantial $350,000 allocation for emergency medical evacuation, encompassing Covid-related situations. It’s important to note that the “Cancel for any reason” coverage is not offered as part of this plan.
Cancel For Any Reason Option
Trawick extends the choice of adding Cancel For Any Reason coverage to two of their plans: Voyager (known for its popularity) and First Class. This feature resonates with travelers due to the invaluable peace of mind it offers. It empowers you with significant flexibility to cancel your trip while retaining a substantial portion of your investment.
Cost of Insurance
Trawick’s pricing tends to align closely with comparable plans for travelers under 60 years of age, yet it notably escalates for older individuals. Overall, my assessment leads me to believe that there are more cost-effective plans available that offer better value for the money, particularly for older travelers.
Below are a few sample quotes Safe Travels Voyager plan based on different trip details.
| Traveler and Trip Profile | Safe Travels Voyager Cost |
| No. of Travelers: Two 30-year-old
Cost: $3,000 Destination: Mexico Duration: 8 days | $117 |
| No. of Travelers: Two 40-year-old
Cost: $6,000 Destination: Italy Duration: 17 days | $376 |
| No. of Travelers: Two 40-year-old + two children
Cost: $15,000 Destination: Italy Duration: 17 days | $930 |
| No. of Travelers: Two 65-year-old
Cost: $6,000 Destination: Italy Duration: 17 days | $724 |
| No. of Travelers: Two 70-year-old
Cost: $3,000 Destination: Mexico Duration: 8 days | $302 |
What Do People Say About Trawick?
The agent I worked with, Amanda, was fantastic. I had to cancel and rebook a plan using my iPhone from an area with poor service, but Amanda was incredibly patient and accommodating throughout the process. She helped me understand the differences between two similar plans and guided me through the technical issues to ensure we got all the information we needed and made the change to the best plan for our group. It was a really positive experience overall!
Trawick Management was incredibly helpful when we faced an issue with a recent claim. I want to give a big shoutout to Lupe for her assistance and professional handling of our situation. Due to illness, we had to cancel a trip, but thanks to Trawick, we’ll be getting a full refund. We’re grateful for their support and will certainly rely on Trawick for all our international trip insurance needs in the future!
Filing a Claim
Trawick uses a separate claims form for each type of plan purchased and the nature of the claim being filed. Review the required supporting documentation to ensure you complete the filing process. The completed claim form, along with the necessary documentation, can be submitted via email or traditional mail to the address indicated in the claims section of the company’s official website.
Customer Support
Trawick’s plans encompass the advantage of a round-the-clock travel assistance hotline. This invaluable resource offers support for a range of needs, including language translation, assistance in locating pharmacies or hospitals, guidance in finding a U.S. embassy, and facilitating the replacement of a lost passport.
Conclusion
With a substantial tenure in the industry, Trawick has established a strong presence, offering an extensive array of products tailored for international and vacation travelers. Teaming up with reputable underwriters and fortified by strong financial support, the company has earned a reputation for stability, trustworthiness, and reliability. The Safe Travels Voyager plan stands out as their flagship offering, admired for its generous coverage limits, the added flexibility of the Cancel For Any Reason option, and a reasonable pricing structure.
