Pros
- Several insurance providers are available
- Multiple quotations can be reviewed immediately
- Imposes Zero Complaint Guarantee to customers for additional assistance
Cons
- Have only a few consumer reviews
- Offers no insurance plans of its own
You might be unsure of whether you need travel insurance before you make getaway arrangements. Not all destinations require insurance for travelers. However, some foreign nations do require you to have it with you while entering as a tourist.
For overseas travel, travel insurance is often advised, especially for the coverage it offers for unexpected medical costs. This is due to the fact that your US health insurance does not provide coverage for your travels outside of the country. When you have spent a huge amount of non-refundable costs when arranging your vacation, it is also a smart idea to obtain travel insurance for your trip. For the majority of travelers, the peace of mind is worth the small additional expense of travel insurance.
You can search for the top travel insurance providers on SquareMouth. SquareMouth is a marketplace to purchase travel insurance. With this site, you may compare plans, request an estimate, and eventually purchase your plan.
Travel Insurance Plans Available on SquareMouth
With SquareMouth, it’s simple to compare several travel insurance plans from leading companies. It links customers to the greatest offers, like the majority of trip booking websites, but doesn’t provide any of its own travel insurance.
You need to know what kind of plan you want before purchasing a travel insurance policy with SquareMouth, or with any platform for that matter. There are many different plans available from travel insurance companies to cover different travel kinds.
Here is a brief summary of the many insurance plan categories that SquareMouth offers. Keep in mind that SquareMouth does not explicitly provide any of these policies, but it will allow you to assess pricing and offer legal representation if you ever need to make a claim.
Policies for Single-Trip Travel Insurance
Before your journey, you can purchase a short-term plan called a single-trip travel insurance coverage for an established price. There are other businesses that offer SquareMouth’s single-trip policy.
There are certain single-trip travel insurance plans that exclusively provide medical insurance which mainly covers doctor’s appointments, medical evacuation, hospital stays, and other out-of-pocket charges while you are overseas. Other travel insurance programs cover things like trip cancellation and lost luggage, among other things.
Some insurance companies that offer single-trip travel insurance are:
• TravelSafe Insurance
• Berkshire Hathaway
• Seven Corners Travel Insurance
• John Hancock Travel Insurance
• Nationwide
Policies for Multi-Trip (Annually) Travel Insurance
The annual travel insurance packages from SquareMouth cover many trips during a single year. The ideal candidates for these plans are regular travelers, military personnel, overseas students, and those who frequently do business trips.
Typically, annual policies don’t cover travel cancellations. They do, though, provide benefits including accidental death insurance, high-limit medical coverage, and delayed flight insurance. You might be able to include extras like exemptions for pre-existing conditions in your plan, according to your insurance provider.
Policies for People Who are Travelling in Groups
You should look for the most favorable price for groups for your travel insurance if you’re going on a trip with 10 or more people. For the most part, you can save more money with this type of travel insurance. Business trips, missions, destination weddings, and school trips all benefit greatly from group travel insurance.
Selecting “group policies” in SquareMouth’s insurance plan search engine can help you locate the best options for travelers with 10 people or more.
Policies for Cruise Travels
Insurance policies designed especially for cruise ship trips are offered by several travel insurance companies. Nevertheless, cruise insurance is not limited to traveling on a cruise only. International cruise travel is covered by any SquareMouth single-trip insurance or medical insurance plan.
Verify first if the insurance company offers coverage for each destination country you’re going to before purchasing a cruise insurance policy. Some businesses only offer a small selection. Before purchasing your plan, speak with a SquareMouth customer care agent to make sure your entire voyage is covered.
Policies for Sports and Adventure Insurance
Adventure sports-related injuries are typically not covered by travel insurance coverage. You should look for an insurance company that offers add-ons if you intend to go skydiving, skiing, scuba diving, or participate in other sports while you are traveling.
You can search for policies on SquareMouth depending on the benefits that they provide. In order to obtain an insurance policy that will insure all of the adventures and activities on your trip, type “adventure and sports policies” into your search engine.
Although purchasing your insurance through SquareMouth provides advantages, it might not be the ideal option for everyone. Have more elaborated insights about SquareMouth below.
How is SquareMouth’s Pricing?
The cost will vary based on the insurance plan you select because SquareMouth works with an extensive list of insurance companies. Know that the travel insurance quote you received from SquareMouth is not always and precisely correct. Before you purchase your plan, the insurance company will present you with a more thorough estimate that may include additional costs.
There are no additional fees for SquareMouth’s services. When you purchase travel insurance using the site, the price is the same as if you had purchased it straight from the insurance company.
Is SquareMouth Accessible?
SquareMouth is all about accessibility doing the unbelievable. The site aims to increase access to premium travel insurance policies. It offers honest ratings, and side-by-side comparisons of prices, and helps to file claims for the biggest insurance companies, which might seem impossible.
Although SquareMouth is accessible everywhere, the insurance companies it partners with offer varied levels of accessibility. Before you purchase, ensure that your insurance plan covers you in the country where you are planning to visit.
The main drawback of SquareMouth is that while you’re comparing plans, certain details might not be readily available. Visit the provider’s website to find out all the specifics of an insurance policy, such as additional costs and exclusions.
Is SquareMouth Safe?
On SquareMouth, you may look up the AM Best ratings of each insurance company when searching for policies. AM Best is an unbiased website that ranks businesses according to their financial stability. The more stable an insurance provider is, the higher their financial strength rating will be. As a result, you won’t have to fret about them being incapable to cover the reimbursement or losing your insurance benefits in the event that they unexpectedly went out of business.
Due to SquareMouth being a fresh and relatively new company, it does not have a rating for its financial stability. But be assured that your insurance is not at risk if SquareMouth fails as it does not offer insurance coverage of its own but only acts as a third-party tool for insurance providers to be accessible.
Customer Support and Feedback
For any concerns, you may visit SquareMouth’s website for a live chat with a representative. The support line is available from 8 AM to 10 PM Eastern Time (ET) every day. Like other companies, the availability of live chat services is limited. The only way to get a hold of a customer support agent after business hours is by sending an email.
SquareMouth receives conflicting ratings. Most reviews of SquareMouth Travel Insurance note that the interface is user-friendly. The website is effective for shopping and purchasing insurance policies. But the business occasionally receives criticism for its customer support. It serves as an excellent tool for consumers to compare insurance plans and prices. However, some customer complaints claim that its services are only limited in that regard. If you need assistance making a complaint or have inquiries about your plan, it could be challenging to contact an agent to assess you on the steps.
On the other hand, customers are greatly happy with the companies’ zero-complaint guarantee. But it could not come to pass as quickly as the website claims. This is mainly because it is quite difficult to have a customer service representative to talk to.
Conclusion
As an accredited company, SquareMouth can make the process of comparing travel insurance policies easier. Though your insurance will be offered by an independent company, you may compare benefits and plan rates and pay for it on the website. You may compare plans side by side and get access to the best insurance companies. For its services, SquareMouth doesn’t impose any additional fees.
You may always conduct your own research and evaluate various insurance providers on your own, but many clients value the convenience of having a handful of information readily available in one location.
Whatever company you decide to choose for your travel insurance, be careful to get a plan that fits your needs in terms of spending, priority, and location. You might want to look into alternative travel industry products if you prioritize spending not too outrageous. The top travel rewards credit cards include cash-back rewards and other benefits that might help you save money on your upcoming trip.
